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Spot Pet Insurance
Customizable plans for every pet
4.3/5 Rating From $13/mo
Deductibles
$100, $250, $500, $750, $1000
Reimbursement
70%, 80%, 90%
Waiting Period
2 days accident, 14 days illness
Age Limit
8 weeks+, no upper limit
Pros
- ✓ Very customizable plan options
- ✓ 30-day money-back guarantee
- ✓ Covers exam fees
- ✓ Preventive care add-on available
Cons
- ✗ Annual limits on some plans
- ✗ 12-month cruciate ligament waiting period
- ✗ Higher premiums for older pets
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